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JPM JPMorgan Chase & Co.

Stable Control
Peak Score
328.1
top 0% of tracked companies
control ceiling: 51.5 · methodology ↗
score IQR: 23.5–48.4
last flagged: 2016-02-23
latest filing: 2026-02-13
z-score vs own history: -0.4σ
latest score percentile: 75.7th

Phrase Escalation Score Over Time

Overlays:
Score (left axis)

Filing Pair Breakdown

Annual (10-K) and quarterly (10-Q) pairs combined · click any row to expand signals.

10-K 2017-02 → 2026-02 @ $301.01
RF: 12002→15288w (+27.4%)
27.3
10-K 2016-02 → 2017-02 @ $297.50
RF: 10074→12002w (19.1%)
48.4
Most Anomalous Sentences semantic score: 2.5
"For the available–for–sale securities portfolio, at , the fair value and amortized cost of U.S."
distress relevance: 0.59 market specificity: 1.00 score: 0.590 mda
anchor: unrealized losses on our available-for-sale securities portfolio
"Stripped mortgage-backed securities Structural interest rate risk: Represents interest rate risk of the non-trading assets and liabilities of the Firm."
distress relevance: 0.56 market specificity: 1.00 score: 0.565 mda
anchor: asset-liability mismatch exposes us to significant interest rate risk
"Treasury and government agency obligations in the held-to-maturity securities portfolio was , respectively; the fair value and amortized cost of all other HTM securities was , respectively; and the total fair value and amortized cost of the total held-to-maturity securities portfolio was $ The table below presents loans by portfolio segment and loan class that are presented in Credit Risk Manageme"
distress relevance: 0.55 market specificity: 1.00 score: 0.549 mda
anchor: held-to-maturity securities at a loss
"The minimum payment is typically insufficient to cover interest accrued in the prior month, and any unpaid interest is deferred and added to the principal balance of the loan."
distress relevance: 0.53 market specificity: 1.00 score: 0.530 mda
anchor: maturity of debt obligations may require significant cash
"Includes net gains or losses on originations and sales of mortgage loans, other production-related fees and losses related to the repurchase of previously sold loans."
distress relevance: 0.49 market specificity: 1.00 score: 0.488 mda
anchor: significant unrealized losses that would be realized if we sold securities
10-K 2015-02 → 2016-02 @ $297.50
RF: 8902→10074w (13.2%)
328.1
Most Anomalous Sentences semantic score: 3.067
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"Internal control over financial reporting is a process designed by, or under the supervision of, the Firm’s principal executive and principal financial officers, or persons performing similar functions, and effected by ’s Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements f"
distress relevance: 0.74 market specificity: 1.00 score: 0.741 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
10-K 2014-02 → 2015-02 @ $297.50
RF: 8621→8902w (3.3%)
35.9
Most Anomalous Sentences semantic score: 5.319
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"Internal control over financial reporting is a process designed by, or under the supervision of, the Firm’s principal executive and principal financial officers, or persons performing similar functions, and effected by ’s Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements f"
distress relevance: 0.74 market specificity: 1.00 score: 0.741 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
10-K 2013-02 → 2014-02 @ $297.50
RF: 12385→8621w (-30.4%)
23.5
Most Anomalous Sentences semantic score: 5.208
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"Internal control over financial reporting is a process designed by, or under the supervision of, the Firm’s principal executive and principal financial officers, or persons performing similar functions, and effected by ’s Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements f"
distress relevance: 0.74 market specificity: 1.00 score: 0.741 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
10-K 2012-02 → 2013-02 @ $297.50
RF: 9812→12385w (+26.2%)
58.6
Most Anomalous Sentences semantic score: 5.417
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Internal control over financial reporting is a process designed by, or under the supervision of, the Firm's principal executive and principal financial officers, or persons performing similar functions, and effected by JPMorgan Chase's Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financia"
distress relevance: 0.71 market specificity: 1.00 score: 0.707 mda
anchor: material weakness in internal control over financial reporting
10-K 2011-02 → 2012-02 @ $297.50
RF: 6662→9812w (+47.3%)
77.1
Most Anomalous Sentences semantic score: 5.0
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.74 market specificity: 1.00 score: 0.743 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Additionally, based upon management’s assessment, the Firm determined that there were no material weaknesses in its internal control over financial reporting as of The effectiveness of the Firm’s internal control over financial reporting as of , has been audited by PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in their report which appears herein."
distress relevance: 0.72 market specificity: 1.00 score: 0.717 mda
anchor: material weakness in internal control over financial reporting
10-K 2010-02 → 2011-02 @ $297.50
RF: 5970→6662w (11.6%)
10.4
Most Anomalous Sentences semantic score: 5.0
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance "
distress relevance: 0.74 market specificity: 1.00 score: 0.739 mda
anchor: material weakness in internal control over financial reporting
"Additionally, based upon management’s assessment, the Firm determined that there were no material weaknesses in its internal control over financial reporting as of December 31, 2010."
distress relevance: 0.71 market specificity: 1.00 score: 0.714 mda
anchor: material weakness in internal control over financial reporting
"Internal control over financial reporting is a process designed by, or under the supervision of, the Firm’s principal executive and principal financial officers, or persons performing similar functions, and effected by JPMorgan Chase’s Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financia"
distress relevance: 0.71 market specificity: 1.00 score: 0.711 mda
anchor: material weakness in internal control over financial reporting
"We believe that our audits provide a reasonable basis A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.69 market specificity: 1.00 score: 0.686 mda
anchor: material weakness in internal control over financial reporting
10-K 2009-03 → 2010-02 @ $297.50
RF: 6069→5970w (-1.6%)
15.4
Most Anomalous Sentences semantic score: 5.098
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Additionally, based upon management’s assessment, the Firm determined that there were no material weaknesses in its internal control over financial reporting as of December 31, 2009."
distress relevance: 0.72 market specificity: 1.00 score: 0.718 mda
anchor: material weakness in internal control over financial reporting
"Internal control over financial reporting is a process designed by, or under the supervision of, the Firm’s principal executive and principal financial officers, or persons performing similar functions, and effected by JPMorgan Chase’s Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financia"
distress relevance: 0.71 market specificity: 1.00 score: 0.711 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance "
distress relevance: 0.71 market specificity: 1.00 score: 0.706 mda
anchor: material weakness in internal control over financial reporting
10-K 2008-02 → 2009-03 @ $297.50
RF: 4380→6069w (+38.6%)
32.9
Most Anomalous Sentences semantic score: 5.682
"Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk."
distress relevance: 0.77 market specificity: 1.00 score: 0.773 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"Additionally, based upon management’s assessment, the Firm determined that there were no material weaknesses in its internal control over financial reporting as of December 31, 2008."
distress relevance: 0.71 market specificity: 1.00 score: 0.710 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance "
distress relevance: 0.71 market specificity: 1.00 score: 0.706 mda
anchor: material weakness in internal control over financial reporting
10-K 2007-03 → 2008-02 @ $297.50
RF: 2801→4380w (+56.4%)
43.0
Most Anomalous Sentences semantic score: 2.069
"As a result of the transaction with The Bank of New York, selected corporate trust businesses have been transferred from TSS to the Corporate segment and reported in discontinued operations for all periods reported."
distress relevance: 0.51 market specificity: 1.00 score: 0.505 mda
anchor: we have discontinued certain business lines
"As a result of this refinement, RFS, CS, CB, TSS and AM have higher amounts of capital allocated to them commencing in the first quarter of 2006."
distress relevance: 0.48 market specificity: 1.00 score: 0.481 mda
anchor: we may need to raise additional capital to fund operations
"These adjustments are eliminated in Reconciling items to arrive at the Firm’s reported U.S."
distress relevance: 0.48 market specificity: 1.00 score: 0.476 mda
anchor: we have implemented significant workforce reductions
"Business segment financial disclosures Effective January 1, 2006, the Firm refined its methodology for allocating capital (i.e., equity) to the business segments."
distress relevance: 0.44 market specificity: 1.00 score: 0.442 mda
anchor: our internal controls over financial reporting are not effective
"As prior periods have not been revised to reflect the new capital allocations, capital allocated to the respective lines of business for 2005 is not comparable to subsequent periods and certain business metrics, such as return on common equity, are not comparable to the current presentation."
distress relevance: 0.43 market specificity: 1.00 score: 0.434 mda
anchor: cash and cash equivalents declined significantly
10-K 2006-03 → 2007-03 @ $297.50
RF: 2618→2801w (7.0%)
30.1
Most Anomalous Sentences semantic score: 4.5
"is responsible for establishing and maintaining adequate internal control over financial reporting."
distress relevance: 0.76 market specificity: 1.00 score: 0.757 mda
anchor: our internal controls over financial reporting are not effective
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"Additionally, based upon management’s assessment, the Firm determined that there were no material weaknesses in its internal control over financial reporting as of December 31, 2006."
distress relevance: 0.73 market specificity: 1.00 score: 0.734 mda
anchor: material weakness in internal control over financial reporting
"Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements."
distress relevance: 0.72 market specificity: 1.00 score: 0.719 mda
anchor: our internal controls over financial reporting are not effective
"The Company’s management is responsible for maintaining over financial reporting and for its assessment of the effectiveness of internal control over financial reporting."
distress relevance: 0.72 market specificity: 1.00 score: 0.716 mda
anchor: our internal controls over financial reporting are not effective
10-K 2005-03 → 2006-03 @ $297.50
37.2
Most Anomalous Sentences semantic score: 5.385
"is responsible for establishing and maintaining adequate internal control over financial reporting."
distress relevance: 0.76 market specificity: 1.00 score: 0.757 mda
anchor: our internal controls over financial reporting are not effective
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance "
distress relevance: 0.74 market specificity: 1.00 score: 0.739 mda
anchor: material weakness in internal control over financial reporting
"The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting."
distress relevance: 0.73 market specificity: 1.00 score: 0.731 mda
anchor: our internal controls over financial reporting are not effective
"An audit of internal control over financial reporting includes obtaining an understanding of internal control over financial reporting, evaluating management’s assessment, testing and evaluating the design and operating effectiveness of internal control, and performing such other procedures as we consider necessary in the circumstances."
distress relevance: 0.69 market specificity: 1.00 score: 0.692 mda
anchor: material weakness in internal control over financial reporting
10-K 2004-02 → 2005-03 @ $297.50
48.3
Most Anomalous Sentences semantic score: 3.875
"is responsible for establishing and maintaining adequate internal control over financial reporting."
distress relevance: 0.76 market specificity: 1.00 score: 0.757 mda
anchor: our internal controls over financial reporting are not effective
"A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles."
distress relevance: 0.75 market specificity: 1.00 score: 0.750 mda
anchor: material weakness in internal control over financial reporting
"A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance "
distress relevance: 0.74 market specificity: 1.00 score: 0.739 mda
anchor: material weakness in internal control over financial reporting
"The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting."
distress relevance: 0.73 market specificity: 1.00 score: 0.731 mda
anchor: our internal controls over financial reporting are not effective
"Additionally, based on management’s assessment, the Firm determined that there were no material weaknesses in its internal control over financial reporting as of December 31, 2004."
distress relevance: 0.70 market specificity: 1.00 score: 0.703 mda
anchor: material weakness in internal control over financial reporting
10-K 2003-03 → 2004-02 @ $297.50
1.3
Most Anomalous Sentences semantic score: 4.222
"maintained an effective The Audit Committee of the Board of Directors reviews the systems of internal control and financial reporting."
distress relevance: 0.61 market specificity: 1.00 score: 0.611 mda
anchor: our internal controls over financial reporting are not effective
"Management also prepared the other information in the Annual Report and is responsible for its accuracy and consistency with the consolidated financial Management maintains a comprehensive system of internal control to provide reasonable assurance of the proper authorization of transactions, the safeguarding of assets and the reliability of the financial records."
distress relevance: 0.55 market specificity: 1.00 score: 0.549 mda
anchor: our internal controls over financial reporting are not effective
"JPMP recognized private equity losses of $733 million in 2002, compared with losses of $1.2 billion in 2001, as a result of lower levels of write-downs and write-offs, particularly in the Technology and Telecommunications The Firm’s total noninterest expense was $22.8 billion in 2002, down 4% from 2001, with both years incurring several large charges."
distress relevance: 0.52 market specificity: 1.00 score: 0.520 mda
anchor: significant unrealized losses that would be realized if we sold securities
"The consumer businesses of the Firm contributed to the higher revenue, benefiting primarily from the gradual reduction in interest rates in 2002."
distress relevance: 0.51 market specificity: 1.00 score: 0.509 mda
anchor: rising interest rates have significantly reduced the fair value of our portfolio
"/ 2003 Annual Report responsibility for financial reporting and Report of independent auditors The management of J.P."
distress relevance: 0.51 market specificity: 1.00 score: 0.509 mda
anchor: our internal controls over financial reporting are not effective

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