Simple pricing. No surprises.

A few important differences. First, 10-Ks are 100–200 pages — most LLMs truncate well before the end, missing the footnotes where CFOs quietly disclose the uncomfortable stuff. Second, ChatGPT has no peer comparison: it can't tell you that 6 other banks said something similar that year, which is what makes SVB's language unusual. Third, we accumulate history — you can see the score arc over 5+ years. ChatGPT sees one snapshot.

You could read SVB's 10-K and notice the word "unrealized losses" appears a lot. What you can't easily do: know that no other bank mentioned it as often that year, that SVB's usage increased 4× year-over-year, and that the sentence embedding of those paragraphs is semantically closer to distress language than anything JPMorgan filed. That's the difference.

No. We flag language changes in public SEC filings. We don't predict prices, recommend trades, or guarantee any outcome. Our algorithm works on companies with sufficient filing history; five of our ten tracked crisis companies had too few pre-event filings in EDGAR to produce a score. We're honest about that. Use this as one signal among many.

Same features, lower price. Annual Pro is $790 billed once per year (equivalent to $66/mo — you save $158 vs monthly). Annual Pro+ is $2,990/yr (equivalent to $249/mo — you save $598). Annual plans auto-renew; you can cancel before the renewal date from your account page.

Yes. Cancel from your account page or email us. You retain access until the end of your billing period. No retention flows, no dark patterns.